Contractor General Liability

A construction site can expose laborers to many potential hazards, including machinery malfunctions, electrical accidents and falls. It’s important for contractors to consider general liability insurance coverage as they prepare for a job. Contractors can be exposed to lawsuit risks if structural mistakes are made as a building is completed. Contractor general liability insurance is important to protect builders.

Contractor general liability insurance is vital for protection from a variety of potentially expensive circumstances, including liability claims and construction defect lawsuits. It is important for contractors to find the right liability insurance policy to cater to their specific needs.

Contractor general liability insurance is a critical coverage for all professional contractors. The safety of those on the job site and the structures being built should be a priority for builders and developers.

Contractor liability insurance policies are often initiated before a project begins, protecting the contractor from breach of contract if they were to start work before providing proof of insurance.

It is important to get the appropriate coverage limits when selecting a contractor general liability insurance policy. It should cover ongoing and completed operations, subcontractors and anyone injured on the contractor’s premises.

General liability for contractors is the foundation of a strong insurance defense. One of the biggest risks in the construction industry is third-party injuries, and some of the most costly claims you could face as a construction professional come from construction defect claims and lawsuits for property damage, medical bills, or accidents.

Contractor General Liability: Protection for Your Construction Business

General liability is designed to protect construction professionals against third-party claims and lawsuits, including:

  • Bodily Injury Claims
  • Medical Expenses
  • Completed Product Claims
  • Property Damage Claims
  • Personal and Advertising Injury Claims

General liability insurance gives you the peace-of-mind that your business assets are protected. If a third-party alleges property damage, injury, or bodily harm, you won’t have to worry about your construction business assets being depleted by medical bills, court costs, settlements, or judgements.

In the high-risk construction industry, safety and protection are part of the job. General liability insurance is one way you can protect your business and keep your assets where you want them. You work hard to build your business. General liability insurance works hard to protect it.

McGovern Insurance will work with contractors to find the right policies for their needs. Owners should take a comprehensive assessment of their company’s daily operations so the most suitable contractor general liability insurance can be chosen. We can help with your contractor general liability insurance policy. Call us at (650) 593-8216.

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